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SunnyMay 24, 2018
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5min00


Gas prices are expected to surge above $3 a gallon, just in time for the busy summer driving season. But there are several ways drivers can keep their fuel spending in check.

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AAA estimates that consumers will pay the highest Memorial Day gas prices since 2014. The national average for regular gasoline has risen to $2.95 a gallon, and prices will likely climb a few more pennies before the unofficial start of summer. Higher gas prices won’t deter road-trippers, though, with 36.6 million Americans projected to hit the road this Memorial Day—a 4.7% increase over last year.

So here are some tips to save money on gas, even as pump prices jump to three-year highs:

Use a mobile app

With popular smartphone apps from GasBuddy and AAA, drivers can find the cheapest gas station in their area.

Check your credit card rewards

Some credit cards offer bonus rewards when paying for gas. Websites including WalletHub allow users to sort through credit cards that offer fuel rewards. For example, the Bank of America Cash Rewards credit card offers 3% cash back on gas, compared to 2% at grocery stores and 1% on other purchases, according to WalletHub. Grocery chains like Safeway and Kroger also offer fuel discounts in partnership with gas stations.

Avoid gas stations on weekends

During a period of rising gas prices, drivers should plan on filling up the tank in the morning. Gas stations typically set prices early, around 10 a.m. Commuters should also avoid buying gas on Friday, Saturday or Sunday, when gas stations anticipate strong demand. Experts say it’s best to visit the gas station on Wednesday.

Pay cash, not credit

Most gas stations charge extra for customers who choose to pay with plastic. Paying in cash can often save as much as 10 cents per gallon.

Easy on the gas pedal

Quick acceleration, braking and speeding can cut gas mileage by 10% to 40% in stop-and-go traffic, according to FuelEconomy.gov. To save gas, drivers can gradually accelerate, allow their vehicles to coast and avoid slamming on the brakes when approaching a red light. Using cruise control also helps save gas.

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Pack lightly

Excessive weight can hurt fuel economy, so pack lightly when traveling. FuelEconomy.gov also advises against using cargo carriers and packing items on roof racks.

Activate engine stop-start technology

Many modern vehicles have engine stop-start technology, which automatically shuts down the engine when idling at a red light and restarts it when the brake is released. Some cars don’t allow drivers to turn the system off, but make sure stop-start is activated to help save gas. Idling an engine can use more gas than restarting it.

Give your car a tune-up

Cars that are properly maintained and pass emissions tests can improve gas mileage by an average of 4%, according to FuelEconomy.gov. Tires that are inflated to the manufacturer’s specifications offer a 0.6% benefit to fuel economy on average. Tire pressure specifications are typically found in the driver’s side door jamb, the glove box or the owner’s manual.

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SunnyMay 24, 2018
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8min00



NEW YORK (CNNMoney) – The leap into homeownership is a big change, especially on your finances.

Buying a home is likely the biggest purchase you'll ever make, so it's important to keep your payments in line with what you can afford.

When your mortgage eats up too much of your budget, it can affect your long-term financial security by limiting your ability to save for retirement, pay down debt or follow other dreams like traveling or starting a business.

The general rule of thumb is to aim to have your monthly housing costs add up to less than 30% of your monthly before-tax income.

No doubt that in the country's more expensive housing markets that's hard to do, but buyers can take steps to help reduce their housing payments.

Improve your credit score

Your credit score plays a major role with lenders in deciding the terms of your home loan.

The better your score, the more likely you are to get a lower interest rate, which means you will be paying less over the life of your loan.

A credit score of 750 and up is generally considered excellent and will make you the most attractive borrower.

Home buyers with credit scores below 620 tend to have very high interest rates and risky features on their home loans, according to the Consumer Financial Protection Bureau.

But a good credit score doesn't happen overnight.

"It means that for a couple years before you really want to purchase a house, you start working to get your score as high as possible, said Nicole Theisen Strbich, a certified financial planner and director of financial planning with Buckingham Financial Group. "It's not a switch you can flip."

Start by reviewing your credit report to identify outstanding debt and create a game plan on how to reduce it as quickly as possible. Be sure to also look for any errors on your report since they can take time to fix.

Shop around … a lot

When it comes to getting a mortgage, it pays to shop around.

The interest rate for similar loans can vary by more than half of one percentage point from one lender to another, according to the Consumer Financial Protection Bureau. And while that number might sound small, it can save you thousands of dollars over the life of your mortgage.

The difference between the average person's mortgage rate and the lowest rate available to them came to an extra $300 a year, a CFPB report found. That means paying an extra $9,000 over a 30-year mortgage.

Get quotes from a variety of lenders, traditional banks, online-only banks and community banks to find the best rate, the experts advised.

Don't worry about hurting your credit score: Multiple credit checks from mortgage lenders within a 45-day window are recorded on your credit report as a single inquiry.

Put down a large down payment

The larger your down payment, the less you need to borrow and the smaller your monthly mortgage payments will be.

It also means paying less in total interest.

If you can put down at least 20% of the home price, you can also avoid paying private mortgage insurance — which protects the lender in case you default — saving thousands of dollars a year.

If you put more money down, you can also avoid paying points and other loan fees.

While you're saving to hit that 20% mark, be sure to keep those funds safe.

"If you are planning on purchasing in the next five years, save it in a place not subject to stock market volatility," recommended Strbich. "Find the highest interest-bearing account with FDIC insurance. Online banks are a great option for that."

Think shorter

The 30-year fixed rate mortgage is the most common home loan, but there are other options available.

"I try to steer young people away from 30-year mortgages," said John Cooper, certified financial planner in South Carolina. "The extended maturity on the loan gives buyers a lower monthly payment, but it may in reality cause them to buy more of a home than they can afford."

A 15-year mortgage comes with higher monthly payments, but also has a lower interest rate, which can bring significant savings.

Shorter loans also mean more of your payments are going toward the principal of your loan and less toward interest compared to a 30-year loan, so you'll build equity faster.

For some buyers, an adjustable-rate mortgage could also make sense.

ARMs offer a fixed, lower interest rate for a set period of time. But after that introductory period expires, the rate can rise (or drop) to current rates. So it's important to evaluate the risks and make sure your income will be able to cover a higher interest rate.

Cooper said an ARM could work for buyers who know they won't be living in the home long term, or are in occupations where they aren't making a lot of money at the start, but will see a significant increase in a few years.

Copyright 2018 by CNN NewSource. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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SunnyMay 24, 2018
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8min10


By Eric Wicklund

May 23, 2018 – A typical telehealth visit can save the average consumer about $100. Now all that’s left is to convince the average consumer to take advantage of the option.

That’s the take-away from research recently conducted by Regence, which administers Blue Cross and Blue Shield plans to some 2.4 million members across the Pacific Northwest. And while the study found that consumers can save a considerable amount of money, time and stress by going online rather than visiting the ER, doctor’s office or urgent care clinic, those benefits aren’t yet translating into more telehealth traffic.

“One of the biggest challenges we face is just a lack of awareness,” says Brodie Dychinko, Regence’s general manager of convenient care delivery.

And it’s not that consumers don’t have access to telehealth, he points out.

“There’s more of an awareness gap than there is a supply gap,” he says.

READ MORE: Are Providers, Payers Putting Enough Into Telehealth Education?

According to Dychinko, Regence analyzed telehealth options for its members in Washington, Idaho, Oregon and Utah. Aside from comparing the cost of a telehealth visit to what it would cost to go to the ER, doctor’s office or urgent care clinic, they also factored in travel costs, the amount of time spent traveling to and from those other healthcare options, and the amount of time spent waiting for care at each site.

Altogether, the researchers settled on an estimate of $100 saved by the average consumer, with $75 of that devoted to healthcare costs and the other $25 to travel and time spent seeking care.

Heady numbers, in this day and age when the consumer is looking to take more control over his or her healthcare choices and wasted expenses are rampant. They’re also significant for healthcare providers who are looking to reduce crowded waiting rooms, speed up care for patients with non-acute health concerns and cut out time, money and effort spent on in-person care that could be done just as well online.

“Our primary goal is to offer people a choice in how they access care based on their own personal preferences,” Dychinko said in the press release touting the study.  “Technology has accelerated the adoption of telehealth as one of many convenient options people have to help contain their healthcare costs and seek care based on where, when and how they want it.”

So why aren’t they using it?

READ MORE: Telehealth Experts at ATA: Direct-to-Consumer Care Takes Time

Dychinko says the problem may lie in human nature. When people are sick, they aren’t always thinking rationally, and they’ll resort to something familiar to make themselves feel better – and that’s a trip to the doctor’s office or some similar facility. It has become a habit for them.

Likewise, he says, when consumers learn about telehealth, they’re usually not sick, and so they’ll take in all that information, figure out that it’s a good idea – but likely forget about it when the headache or the fever or the pain sets in.

The challenge for healthcare providers and payers, then, is to make telehealth a habit, so that it pops into mind when it’s most likely to be used.

Dychinko says Regence is trying to address that barrier by getting in front of its members as often as possible and waving the telehealth flag. They’re sending out e-mails – including one that trumpeted telehealth during the worst of flu season – and post cards, and they’re working with employers to educate their workers. They’re also reducing co-pays for virtual care.

“We have to keep creating incentives,” he says.

READ MORE: Consumers Like Telehealth, But Still Prefer Face-to-Face Healthcare

They’re also working to dispel a few myths. Some critics of telehealth have argued that the availability of virtual care causes consumers to use it when they really don’t need it, thus driving up both usage and costs. According to the Regence study, four out of every five telehealth visits were undertaken in place of an actual visit, while the fifth constituted a new visit.

Dychinko expects telehealth to become a better option for consumers as it works its way from an afterthought to a more common means of accessing healthcare. And he expects new technology like AI-based decision support tools, asynchronous communication and real-time virtual visits to push more people out of their cars and onto their smartphones, laptops or tablets.

In time, he says, that $100 might mean a little bit more.

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SunnyMay 22, 2018
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8min30


Having a roommate isn’t always ideal, but if you could save nearly $13,000 a year, the price of sharing your space can certainly seem worth it.

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StreetEasy, a real estate website, recently analyzed median asking rents in New York City for Q1 of 2018 and found that based on those numbers young people moving to the Big Apple could save $12,600 per year, or a quarter of the national average starting salary for recent college grads (which is $51,000 according to the National Association of Colleges and Employers) by having one roommate in a two-bedroom, as opposed to living in a studio or one-bedroom apartment alone.

That’s about $1,050 a month in savings.

Doubling up with two roommates in a three-bedroom will stack on even more savings, StreetEasy found. Recent grads can save $16,000 a year based on median New York City asking rents — or $1,333 a month — with two roommates in New York City.

By borough, having a roommate in Brooklyn yields the most savings — $875 a month for one roommate and $1,117 a month with two. In Queens, renters can save $602 a month with one roommate and $833 with two. The savings for splitting a two bedroom in Manhattan, according to StreetEasy, is $795, and if you’re splitting a three bedroom, you’ll save $980 monthly.

The report found the median asking rent for a studio or one-bedroom apartment in Manhattan the first three months of 2018 was a whopping $2,745, and while other cities might not boast as pricey rents, the difference from renting a one-bedroom versus a two-bedroom can still be significant.

In Los Angeles, for example, Apartment List found the median monthly rent for a one-bedroom is $1,360 compared to the median monthly rent for a two-bedroom, which is $1,740; that’s $380 in savings.

In Houston, Texas, the median monthly rent for a one-bedroom is listed at $840, in contrast to $1,020 for a two-bedroom, a $180 savings, and in San Diego, California, the median monthly rent for a one-bedroom is $1,550, compared to $2,010 for a two-bedroom, for $460 in savings.

Ways to save on your first place

In addition to finding a roommate, there are other ways to save on your first apartment. Judy Dutton, deputy editor at Realtor.com, recommends opting for a two-year lease if you know you’re going to stay put; it could save you money in the long run.

“Landlords hate having to find new tenants, so they may be willing to cut you a deal on your rent when you sign a two-year lease,” Dutton tells CNBC Make It in an email.

Plus, “You’re essentially ‘locking in’ your housing costs for two years when you sign a two-year lease, and guaranteeing your rent won’t go up,” Dutton says.

“In return, your landlord can rest assured that he or she won’t have to scramble and find another tenant in a year’s time. It’s win-win.”

Another way to save? “Always negotiate,” Grant Long, senior economist at StreetEasy, tells CNBC Make It in an email. “In many large cities, rents are high but the market is relatively weak relative to years past. Many landlords might be willing to throw in perks such as free gym access or storage, or even a month or two [of rent for] free.”

And take notes on anything that’s wrong with the place, says Long.

“Less than attractive elements of building [can be used] as leverage in any negotiations,” Long says. “Some otherwise perfect homes might have poorly maintained common areas, dated appliances or noisy neighbors, all of which can help negotiate a lower rent.”

Dutton also suggests negotiating, which she admits seems daunting, but can be done if you can prove two things.

“One, that the rent you’re being charged is higher than similar places elsewhere, and two, you’d be a model tenant who’d pay rent on time,” Dutton says. “You can also prove your model tenant status via letters of reference from previous landlords and your current employer.”

“This is also where a good credit score will speak volumes about your potential as a tenant, since that’s a measure of how well you’ve paid off your credit cards and other past debts,” she adds.

Dutton also recommends looking for landlords who include utilities in the rent so you’re only paying one lump fee every month.

But if you do pay separately, she offers this bonus tip: “Another little-known fact is that many local utility companies offer energy audits, often for free or for a minimal fee, that can save as much as 30 percent on your monthly bills,” Dutton says.

“Basically an auditor will look at your records to assess at your energy consumption patterns, and maybe visit your home to check for air leaks and other problems,” she explains. “You can learn more at the Residential Energy Services Network, where you can enter your ZIP code to find an auditor near you.”

Don’t miss: This is the most expensive zip code in the US — and it’s not in California or New York

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SunnyMay 21, 2018
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4min10


ZDNet’s Business Bargain Hunter scours the web for great deals on computers, phones, services and much more. Prices and availability are accurate at the time deals are shared. Some products and services may not be available outside the U.S. Follow BBH on Facebook and Twitter, where he’s known as The Cheapskate. Plus: You’ll find more Cheapskate deals on CNET.


AutoSlash takes a two-pronged approach to saving you money on car rentals: before you book and after.


AutoSlash

A few months back I told you about my favorite way to save money on hotels. Short version: If you book a stay and the service finds a lower rate before you arrive, you can rebook and pocket the difference.

Too bad there’s nothing similar for air travel. But it turns out there is a money-saving service like that for car rentals: AutoSlash.

This site takes a two-pronged approach to helping you get cheap cars: automatically finding coupons and discount codes for your rentals, then tracking those rentals to watch for cheaper rates.

I haven’t used AutoSlash myself, so I can’t say firsthand if it works as well as, say, Pruvo (the aforementioned hotel-rebooking service, which I continue to love.)

However, I can tell you it takes a bit more work to get it to track an existing rental booking. You can’t just forward a booking-confirmation email; rather, you have to manually enter all the information, including your name, the confirmation number, the pickup date, the price you paid for the reservation and so on.

You also have to indicate what kinds of credit cards you have (no numbers required, though), associations you belong to and frequent-flier or -renter memberships you have (if any). In theory, that’s so AutoSlash can really plumb the depths of available discounts.

It does, however, feel like you’re revealing more personal info than you have to with other price-tracking sites. You’ll have to decide if you’re comfortable with it.

If you are, this could potentially save a business some considerable car-rental coin. I’d just like to see it get a bit more automated.

Your thoughts?

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SunnyMay 21, 2018
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1min00


Publish Date:Mon, 21 May 2018 10:59 PM (IST)

बस्ती : गरीबों को अब इलाज के लिए पैसा नहीं बहाना पड़ेगा। उनकी गाढ़ी कमाई परिवार के भरण-पोषण में लगेगी। गरीबों के परिवार में भी खुशहाली आए और वह लोग अपनी कमाई इलाज में न खर्च कर अपने बच्चों के परवरिश, अच्छी शिक्षा व तरक्की में लगाए इसके लिए केंद्र सरकार ने आयुष्मान भारत योजना शुरू की है। यह योजना न सिर्फ गरीबों के लिए सुरक्षा कवच है बल्कि 5 लाख लाख रुपये तक देश के 12 से 14 सौ अस्पतालों में निश्शुल्क इलाज की सुविधा मिलेगी। यह बातें प्रदेश सरकार के चिकित्सा एवं स्वास्थ्य व जिले के प्रभारी मंत्री सिद्धार्थनाथ ¨सह ने 4 वर्ष के केंद्र सरकार का कार्यकाल पूरा होने के उपलक्ष्य में आयोजित विकास यात्रा के 4 वर्ष के बतौर विशिष्ट अतिथि के रूप में कही। केंद्र व प्रदेश सरकार की जन कल्याणकारी योजनाओं की चर्चा करते हुए कहा कि चार साल के अखबार के पन्नों को खोलिए भ्रष्टाचार के दाग नहीं लगे और सुर्खियों में केवल विकास की बातें आ रही हैं। कांग्रेस का नारा गरीबी हटाओ था, हमारी सरकार हटा रही है। प्रधानमंत्री नरेंद्र मोदी ने पिछड़े व एससी-एसटी वर्ग की महिलाओं के स्वास्थ्य की ¨चता की। चूल्हों पर खाना बनाने वाली महिला के फेफड़े में 400 सिगरेट धुआं जाता है, उससे छुटकारा दिलाने का काम उज्जवला गैस योजना ने किया। पूर्व मुख्यमंत्रियों को सुप्रीम कोर्ट ने बंगला खाली करने को कहा, तो पूर्व मुख्यमंत्री राजनाथ ¨सह खाली करना शुरू कर दिए, कल्याण ¨सह भी शुरू कर दिए, लेकिन अखिलेश यादव व मुलायम ¨सह यादव को मोह नहीं छोड़ रहा है, मायावती ने कांशीराम विश्रामालय का बोर्ड लगा दिया। हम कांशीराम का सम्मान करते हैं, पर मायावती बताएं कि कब कांशीराम विश्रामालय बनवाया था। फसल बीमा देकर किसानों पर मरहम लगाया गया। जनधन खाते खोले गए। गरीबों को छत, इज्जत घर व गैस सिलेंडर देकर अच्छे दिन लाए पर कांग्रेस के राहुल गांधी, अखिलेश के अच्छे दिन नहीं आए।

By Jagran

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SunnyMay 21, 2018
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5min10


As part of its Gold Box deals of the day, Amazon is offering some pretty sweet discounts on a variety of Orbit’s popular irrigation products. The best deal here is the B-hyve smart sprinkler controller, which is down to $68.20. This normally sells for closer to $100, and we’ve never seen it drop quite this low before. It’s similar to the discounted Rachio system, except it comes in at a fraction of the price with many of the same features.

If you don’t already have a sprinkler system installed at your house, you can opt for the Yard Enforcer motion activated sprinkler for $40.99. This stakes into the ground and you run a hose to it. You can set it to automatically detect motion to activate, which will help keep those unwanted guests from overtaking your garden. Lastly, the programmable hose faucet timer is down to $18.66, and this is one of the easiest and most cost-effective ways to turn automate watering your grass. You can set the run times from it and let it run as you please, or manually override it for when you need a little extra water.

Irrigation systems can keep your lawn looking green and everything great, but they can also cost you a small fortune on your water bill. These discounted Orbit products will easily pay for themselves over time and help you save money in the long run, so be sure to grab them now.

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SunnyMay 21, 2018
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21min10


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Staycations, pool passes, pamper packages and more…

This summer, we’re all about doing more and spending less, so if you’re looking to switch up your day-to-day routine and save money, you’ve come to the right place.

We’ve scoured the city for the top deals that will keep you busy through summer. From staycations that will set you back just Dhs350, to resident rates at Wild Wadi and half price salon treatments, there’s plenty of money-saving ways to get through the hotter months.

Here’s 20 ways to save money this summer…

Get a free stay with your iftar at two Hilton hotels

This Ramadan, Hilton is offering a complimentary one night stay when you purchase an iftar for two at two of its Dubai hotels. Valid throughout Ramadan, the deal includes iftar for two, a complimentary stay (room only) and pool access the next day. At Hilton Dubai Creek, you’ll be able to enjoy two iftars at Glasshouse Brasserie, the creekside hotel’s intimate dining venue, along with an overnight stay for Dhs349. For Dhs450, Hilton Dubai The Walk will be offering guests a one-night stay, including pool and beach access, when they buy two iftar meals at Oceana Restaurant.

Hilton Dubai Creek, iftar for two at Glasshouse and overnight stay, valid through Ramadan, from Dhs349. Tel: (04) 227 1111
Hilton Dubai The Walk, iftar for two at Oceana and overnight stay, valid through Ramadan, from Dhs450. Tel: (04) 318 2221. More info on website

Get a Dhs650 food and drink credit when you stay at Dukes for Dhs750

The quintessentially British Dukes Dubai on The Palm is offering a great-value staycation rate this Ramadan. Rooms start from Dhs750, but you’ll get a Dhs650 food and drink voucher back to spend at any of the hotel’s restaurants. It also comes with early check-in and late check-out, 25 per cent off spa treatments, and complimentary access to the lazy river, infinity pool, private beach and fitness centre.

Dukes Dubai, The Palm, throughout Ramadan, rates from Dhs750. Tel: (04) 455 11 00. More info on website

Check in at TRYP for Dhs200 a night

This urban escape in Barsha Heights is a relative newcomer, having opened its doors in the latter half of last year. The modern space, a branch of the Wyndham hotels, is starting its summer rates from Dhs200 per night, including a Dhs50 voucher to spend at the all-day dining restaurant, Local.

Tryp by Wyndham, Barsha Heights, rates from Dhs200. Tel:  (04) 247 6666. More info on website 

Half price staycation at Desert Palm

Twenty minutes from the centre of Dubai sits Desert Palm, and this Ramadan UAE residents can take advantage of 50 per cent discount on all room categories at the secret desert escape. Valid from May 16 to June 13, rates start from Dhs500 per night. The package includes added benefits with 15 per cent discount in the resort restaurants and Samāna spa, along with complimentary non-alcoholic minibar items.

Desert Palm Dubai, valid from May 16 to June 13, from Dhs500. Tel: (04) 323 8888. More info on website

Breakfast brunch at Rove hotels

Looking to kickstart your Friday with a hearty breakfast? The Bench Brunch is available at three Rove hotels across the city, and is priced at a great value Dhs59. Included is an unlimited buffet of hot and cold plates, pastries, a selection of cheeses, assorted cereals, fresh fruit and juices, plus you get a choice of main dish from a select a la carte menu.

Rove City Centre, Rove Healthcare City and Rove Trade Centre, 11am to 3.30pm, Fridays, Dhs59. More info on Facebook

Summer lunch special at Demoiselle by Galvin

Demoiselle by Galvin has launched a value lunch menu for the summer. Starting with a soup of the day, it’s followed by a menu of light summer dishes including smoked beef pancetta with crème fraiche, shallots & rich gruyere cheese and the Demoiselle club sandwich. It’s priced at Dhs53, and includes a hot or cold drink of your choice.

Demoiselle by Galvin, City Walk, daily 12.30pm to 3.30pm, Dhs53. Tel: (056) 534 7912. More info on website

Mr Miyagi’s business lunch

Media One Hotel’s popular Asian street food haunt offers a range of Japanese-style bento boxes catering to the business crowd, for Dhs69. There’s chicken, sushi and vegetable options, and a recently launched salad selection which starts at Dhs49.

Mr Miyagi’s, Media One Hotel, Sunday to Thursday 12pm to 4pm. Tel: (04) 420 7489. More info on website

2-4-1 iftar across Marriott Hotels

A deal you’ll need to be quick to take advantage of, you can enjoy two iftars for the price of one across 20 Marriott venues, but it’s only valid during the first week of Ramadan (which means you’ve got until Thursday to book in). Venues taking part include the swanky Al Fanous at JW Marriott Marquis, Zabeel Ballroom in Marriott Al Jaddaf and Namu in the W Al Habtoor City.

Various Marriott Hotels, valid for the first week of Ramadan. More info on website

Ladies’ night at Novo Cinema

Taking place every Monday, when purchasing a Dhs150 cinema ticket to the premium 7-star screens, ladies will receive Dhs52.50 back to spend on food and drink. Dishes include classic movie staples such as pizzas and nachos topped with chilli and guacamole or fresh salads such as classic cobb or chicken caesar for the health conscious.

Novo Cinemas, various locations, Monday, Dhs150. More info on website

Residents rate at Wild Wadi

This Ramadan, Wild Wadi Waterpark is reintroducing its Ramadan rates, which means both adults and children can enter the waterpark at a discounted rate. UAE residents will be able to make a splash at the park for Dhs169, while little ones under 1.1 metres can enter at the discounted rate of Dhs89. All soft drinks are included in the fee.

Wild Wadi, Jumeirah Beach Road, Jumeirah 1, daily 10am to 7pm, Dhs169 adults, Dhs89 children under 1.1 metre. Tel: (04) 348 4444More info on website

La Perle’s summer flash sale

Still not seen the Al Habtoor water show, La Perle? Well now’s your chance as they’ve just launched a flash summer sale, and tickets start from Dhs199. The 90-minute show has been conceptualised by Franco Dragone, and during the performance, acrobats and athletes dive from 25 metres into the changeable aqua-stage filled with 2.7 million litres of water, and fly around the theatre at 15 kilometres per hour. It’s valid on tickets from mid-June until the end of September.

La Perle by Dragone, Al Habtoor City, Tuesday to Friday 7pm and 9.30pm and Saturday 4pm and 7pm, from Dhs199. Tel: (04) 437 0123. More info on website

Free sports at Dubai Sports World

We’re trading our al fresco adventures for sports indoors from now, and Dubai Sports World is back at Dubai World Trade Centre is back from May 17 to keep us active indoors. The space will play host to activities including basketball, virtual golf, gymnastics, football and badminton, and entry is free – although you’ll have to pay to use certain facilities.

Dubai World Trade Centre, daily 8am to 1am, May 17 to September 8. Tel: (04) 306 4000. More info on website

Ladies’ chocolate making workshop with Boutique Le Chocolat

For an alternative ladies’ day or night activity, Boutique Le Chocolat is offering a chocolate making masterclass for groups of ladies this Ramadan. Priced at Dhs95, the class don’t need to be booked in advanced, and you’ll be able to learn about the chocolate making process, as well as decorating your own designer chocolate pieces.

Boutique Le Chocolat, City Walk, daily sunset to 12am weekdays, until 1am weekends, Dhs95. Tel: (04) 590 5075. More info on website

The Tap House beach access deal

The Tap House has just kicked off its beach access passes, which are a great wallet-friendly offer. Access to the Palm side beach with a complimentary towel will set you back a minimum spend of Dhs100, and the casual gastro-pub will give a 20 per cent discount on any food purchased. The pub grub menu includes dishes such as lobster toastie with signature Tap House sauce, slow-cooked orange-glazed back ribs and truffled mushroom fettuccini.

The Tap House, Club Vista Mare, Sat to Weds: 12pm to 1am, Thurs to Fri 12pm to 2am. Tel: (04) 514 3778. More info on website

Zero Gravity’s summer pool pass

Zero Gravity Pool

There aren’t many single loungers by the pool, but cabanas are available on a first-come-first-served basis around the supersized swimming pool. Throughout summer, the beach will be closed but pool and garden remain open – plus you’ll get your entry fee back in a food and drink voucher. Plus, ladies day will carry on throughout summer, just email them names for the Tuesday guestlist for complimentary entry for ladies.

Zero Gravity, Dubai Marina, daily 10am to midnight, Dhs100 weekdays, Dhs200 weekends Tel:04 399 0009. More info on website

El Chiringuito summer weekend rate

The picturesque Balearic beach club on The Palm El Chiringuito remains open throughout summer on Friday and Saturday. It’s a flat rate of Dhs250 for entry, but it’s fully redeemable on food and drink. So basically entry is free, so long as you spend Dhs250 once you’re there on the Medditerasian menu.

El Chiringuito, Rixos The Palm, 10am to sunset, Friday and Saturday, Dhs250. Tel: (054) 449 6464. More info on Facebook

Double treatment time at Heavenly Spa

For Ramadan, Heavenly Spa at The Westin Al Habtoor City are open until midnight and are doubling the treatment time of any treatment. so, if you purchase  a 50 minute massage, it will automatically double to 100 minutes at no extra cost.

Heavenly Spa, The Westin Al Habtoor City, daily 12pm, to 12am. Tel: (04) 437 3300. More info on website

Half price colour at Trevor Sorbie

Making his Dubai debut at the Fashion Avenue expansion at The Dubai Mall, the new Trevor Sorbie Salon is a stylish salon, with a contemporary feel. Full price, a set of highlights is priced from Dhs420 for a T-Section, and Dhs630 for a full head, but during their opening month of May, you can get 50 per cent off your first two treatments.

Trevor Sorbie, Fashion Avenue, Dubai Mall, 11am to 2am. Tel: (04) 388 8440. More info on Facebook

Nail extensions for Dhs199 at Yin Yang Salon

If your nails are needing a little pick me up, Yin Yang recently opened in Sadaf 3 on JBR and is already proving popular with residents. It’s run by two British girls and prices its treatments competitively. Nail extensions cost Dhs199, with infills at a reasonable Dhs150 for either Acrylic or Gel extensions

Yin Yang Salon, Sadaf 3, JBR, daily 10am to 9pm. Tel: (054) 445 2502. More info on website.

Get a free after care kit with your locks by Love Your Lox

Lamiese Johnson, aka Love Your Lox, is a hair extension specialist and super stylist of hair brand Remi Cachet. She works with micro rings, wefts and bonds, and also supplies after-care kits to ensure your locks are kept in top shape between maintenances. Consultations are free, with hair priced depending on the brand and fitting style you’re after. This Ramadan, you can get a free after care kit when you purchase any of the wefts, which start from Dhs1,400 including fitting.

Love Your Lox, Belgravia 1, Jumeirah Village Circle. Tel: (054) 331 2094. More info on Instagram

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SunnyMay 21, 2018
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Source: Roy Morgan Young Australian Survey, 6 months to December 2017, n = 2,563.
Base: Australians 6-13. Pocket or Chores Money, Money earned for paid work, and extra money for school expenses are weekly figures; Money received as gifts for birthdays, Christmas or from relatives are annual.

Nearly 77% of kids aged 6-13 have money saved up, new research from Roy Morgan reveals. 79% of girls have savings, compared to 75% of boys. However, boys on average have an extra $11 saved compared to girls.

These are the latest figures from the Roy Morgan Young Australian Survey.

Boys have higher savings despite less of them saving


On average, boys have a total of $279.90 saved up, compared to girls who have an average of $268.68 saved. This is an extra $11.22 boys have saved on average compared to girls. Yet more girls are saving than boys, with girls being 4ppts higher than boys for saving. 

Girls on average receive 50 cents more a week than boys, whether for pocket money or chores, or extra money for school expenses. Yet boys on average receive more money as gifts, from birthdays to Christmas and from relatives. 


Amount of Money Kids Receive



Source: Roy Morgan Young Australian Survey, 6 months to December 2017, n = 2,563. 
Base: Australians 6-13. Pocket or Chores Money, Money earned for paid work, and extra money for school expenses are weekly figures; Money received as gifts for birthdays, Christmas or from relatives are annual.


Kids pick cereals, shoes and sweets

When it comes to children it’s important to teach them the value of decision making. Kids have the choice of mainly making decisions, helping their parents make a decision, or letting their parents decide on a range of different choices.

While there are some decisions they are not ready for, kids are most likely to mainly decide on breakfast cereals, brands of sweets, shoes, and types of spreads like peanut butter and jam.

The decisions kids have the least say in are dinner choices, mobile phone, vegetables eaten, and which make up they have bought for them.


Kids Mainly Decide – Highest and Lowest



Source: Roy Morgan Young Australian Survey, 6 months to December 2017, n = 2,563. 
Base: Australians 6-13.


Michele Levine, CEO, Roy Morgan, says:

“Young Australians (aged 6-13) these days are an extremely influential group. They not only spend their own money, but play a large part in influencing the purchasing decisions of other members of the household over a range of products. As this influence grows the market has become more competitive.

”The value of saving is an important lesson kids learn, and the means in which to save are important. This was last explored in 2016 where we reported Aussie kids were saving more than ever, but girls were lagging behind boys. In 2017, girls earn more pocket money or money for doing chores, and for school expenses like pens and pencils, and helping around the house.

“Yet on average boys are receiving more for birthdays, Christmas, and gifts from relatives. Whether girls need to write an angry complaint to Santa or not, they should be proud of the fact that more of them are saving than boys, which will hold them in good stead for the future and make them able to purchase the items and toys they truly desire.

“Decision making is another important skill kids acquire, and it starts at an early age when they get to decide what they want for breakfast. Kids are most likely to mainly decide on breakfast cereal and spreads, and they are also more likely decide on which shoes they wear for school or sport, and which sweets they want when they go shopping.

“At dinner time however, mum and dad reign, as kids get less of a say as to what they have, as well as which vegetables they get to eat. And no phones at the table – or mum won’t give you her old one when she gets a new one. 

“The Understanding Young Australians Report looks at all aspects of a young Australian’s life. With ongoing surveying you can see how their attitudes and activities have changed over time. Included in the full report you will receive findings on the time they spend on activities; mobile phone usage; what they think; their media consumption and finance and retail habits.”

For comments or more information please contact:
Roy Morgan – Enquiries
Office: (+61) (03) 9224 5309
askroymorgan@roymorgan.com

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