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SunnyJuly 16, 2018
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28min10

Is it possible to double your money – quickly – buying safe dividend stocks? You bet. Let me explain how…

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“Basic” income investors are enamored with higher current yields. These are OK for payouts today, but they’re not going to get us 100%+ gains.

For triple-digit profits we must pay attention to the underrated dividend hike. These raises not only increase the yield on your initial investment, but they trigger stock price increases, too.

For example, if a stock pays a 3% current yield and then hikes its payout by 10%, it’s unlikely that its stock price will stagnate for long. Investors will see the new 3.3% yield and buy more shares. They’ll drive the price up, and the yield back down – eventually towards 3%.

This is why many Dividend Aristocrats don’t pay high current yields: Their prices just rise too fast. Just look at A.O. Smith (NYSE:AOS), which perpetually yields in the low 1% range. The low yield isn’t from a lack of dividend hikes – in fact, AOS keeps hiking its payout more aggressively over time. But investors just keep chasing the stock too high!

A.O. Smith (AOS): A Boring Company With a Breathtaking Trajectory

10 Dividend Stocks That Will Double Your Money

What a “problem” to have!

If you’re looking for a “dividend stock double” to bring you secure gains of 100% or better, consider these ten payers. Don’t be fooled by their modest current yields – these dividends will probably always look modest thanks to soaring share prices.

Dividend Stocks That Will Double Your Money: American States Water (AWR)

Dividend Yield: 1.7%

I’ll start off with American States Water (NYSE:AWR) delivers water up and down California – an absolutely necessary service that its 1 million-plus customers can’t go without. That results in a steady stream of revenues and income – profits that tick higher over time as American States Water slowly raises rates. It’s a well-worn utility story.

What’s a little less common about AWR is its absurd growth.

American States Water (AWR): Is This a Utility … Or a Chip Stock?

Dividend Stocks That Will Double Your Money: American States Water (AWR)

Up next for AWR? The company likely will announce its 64th consecutive dividend increase sometime in very early August.

Dividend Stocks That Will Double Your Money: Dover Corporation (DOV)

Dividend Yield: 2.6%

American States Water may have an impressive dividend-growth streak, but it’s not actually a member of the Dividend Aristocrats given its small-cap nature and exclusion from the S&P 500. But Dover (NYSE:DOV) is full-fledged dividend royalty, touting an equally impressive streak of 62 consecutive years – the longest streak among Aristocrats and the third-longest among all publicly listed companies.

Dividend Stocks That Will Double Your Money: Dover Corporation (DOV)

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Dover is a widely diversified industrial company whose products range from product-tracing technologies to bench tools to chemical dispensing systems to commercial refrigeration units. That kind of product breadth has allowed the company to weather even the worst economic environments with the dividend not only intact, but growing each and every year.

As a note: A look at a Dover chart shows a big dip in May. Don’t worry. This wasn’t the effect of a nasty earnings surprise, but instead a reflection of the spinoff of Apergy (APY), its oil-and-gas equipment-and-technology business.

Consecutive dividend hike No. 63 should be announced sometime during the first full week in August.

Dividend Stocks That Will Double Your Money: First American Financial Corporation (FAF)

Dividend Yield: 3.0%

Trying to get decent yield from a financial stock is like trying to wring blood from a monkey wrench. The Financial Select Sector SPDR Fund (NYSEARCA:XLF) exchange-traded fund of banks, insurers and other financial companies yields a miserable 1.6%. That’s why it’s refreshing to come across companies such as First American Financial Corporation (NYSE:FAF).

Dividend Stocks That Will Double Your Money: First American Financial Corporation (FAF)

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FAF sounds like a bank, but it’s actually a top title insurance and settlement services provider used by real estate and mortgage companies.

And, like similar companies, it offers a wide array of other products, from home warranties to property and casualty insurance to even investment advice.

First American’s dividend increase schedule has been a little variable over the past five years, but it manages to get the job done at some point. The best bet for FAF’s next increase announcement is sometime in mid-August, with the payout itself coming a month later.

Dividend Stocks That Will Double Your Money: Brinker International (EAT)

Dividend Yield: 3.1%

Brinker International (NYSE:EAT) isn’t nearly as recognizable a name as the brands that it owns – specifically, Chili’s and Maggiano’s Little Italy restaurants, which combine for more than 1,600 locations worldwide.

Dividend Stocks That Will Double Your Money: Brinker International (EAT)

Brinker had been struggling mightily amid the “restaurant recession” of the past few years that saw giant chain restaurants but together a huge string of monthly same-store sales declines. Brinker itself delivered a couple disappointing earnings reports that sent investors fleeing EAT shares.

That said, the company is back on the rebound in 2018 as various changes, including a heavily scaled-back menu, are bearing fruit. Brinker scored a beat in its most recent quarterly report (in May), and while same-store sales dipped a bit, the company still is tracking a potential growth year in comps.

Brinker also has been upgrading its dividend for several years now, and given a payout ratio of just more than half its profits, chances are EAT investors will enjoy another dividend-hike announcement sometime in the middle of August.

Chili’s Parent Brinker International (EAT) Tries to Reach Recovery Road

Dividend Stocks That Will Double Your Money: Brinker International (EAT)

Dividend Stocks That Will Double Your Money: Federal Realty Investment Trust (FRT)

Dividend Yield: 3.2%

Federal Realty Investment Trust (NYSE:FRT) is a virtual unicorn – a real estate investment trust (REIT) in the Dividend Aristocrats. In fact, at the moment, it’s the only real estate play in the whole hallowed group.

Dividend Stocks That Will Double Your Money: Federal Realty Investment Trust (FRT)

Despite what the name would imply, Federal Realty isn’t a government-real-estate play – it’s a mixed-use retail REIT that focuses on high-end properties in Washington, D.C.; Boston; San Francisco and Los Angeles.

To give you an example, FRT is responsible for Pike & Rose – a commercial/dining/living mixed-use development in North Bethesda, Maryland, that includes tenants such as Pinstripes (a bowling-and-bocce bistro), L.L. Bean, REI Co-Op and four apartment-and-condominium communities.

FRT has grown its dividend every year since 1972, from 7.3 cents to its current payout of $1 per share. The next hike should come in either very early August or the tail end of July.

Dividend Stocks That Will Double Your Money: Healthcare Trust of America (HTA)

Dividend Yield: 4.5%

Healthcare Trust of America (NYSE:HTA) is one of many “Boomer” plays – this one dubbing itself the “largest dedicated owner & operator of medical office buildings in the country.” Specifically, it owns 432 medical office buildings across 33 states covering just about every region in the U.S. minus “Big Sky” country.

Dividend Stocks That Will Double Your Money: Healthcare Trust of America (HTA)

I love niches, I love specialties, and HTA has a fairly interesting one. This REIT has specifically targeted between 20 and 25 “gateway markets” that have top university and medical institutions, which means they’re more likely to be hotbeds of future facility growth. That’s smart.

The downside is, so far, while it has led to excellent growth in funds from operations (FFO), it hasn’t led to riches for shareholders, who are sitting on essentially flat performance since 2015.

Healthcare Trust of America (HTA): What Is Wall Street Waiting For?

Dividend Stocks That Will Double Your Money: Healthcare Trust of America (HTA)

But HTA is among a few stocks that have seen recent insider buying – a promising sign of confidence from people who are in the know and have real skin in the game. Maybe that’ll be the kick in the pants the stock needs.

Investors also could use a more robust dividend bump than they’re accustomed to. Healthcare Trust’s income growth has been glacial – just 6.1% total over the past five years. Look to see if management is any more generous sometime during early August or very early July, when the company is likeliest to announce its next dividend top-off.

Dividend Stocks That Will Double Your Money: Verizon (VZ)

Dividend Yield: 4.6%

Telecom titan Verizon (NYSE:VZ) has been a sleepy disappointment in 2018, off 5% year-to-date against a higher market. You can thank a few things for that – an uber-competitive pricing environment for telcos, an earnings disappointment at the beginning of the year, and sluggishness in its Fios video offerings.

Dividend Stocks That Will Double Your Money: Verizon (VZ)

It could be worse. AT&T (NYSE:T) is off by about 15% as Wall Street voices its skepticism over the Time Warner acquisition.

Verizon remains a stable dividend play, however, delivering a yield well north of 4% on a payout-growth streak of 11 years. No. 12 likely will be announced late in August or in the first couple days of September.

Dividend Stocks That Will Double Your Money: Altria Group (MO)

Dividend Yield: 4.8%

We’ve been told for years that tobacco stocks would be miserable investments thanks to increasingly strict government bans on cigarette use and dwindling consumers as anti-smoking campaigns continue to take root. Yet Marlboro maker Altria Group (NYSE:MO) mostly managed to swim upstream for many years.

Dividend Stocks That Will Double Your Money: Altria Group (MO)

But the stock has seemingly come up against a ceiling, peaking a couple of times in 2017 before succumbing to an eventual downtrend. Altria’s earnings report from April tells a lot of the tale – the company still is squeezing out ever-higher profits, at $1.9 billion versus $1.4 billion in the year-ago period.

But sales ticked up just a half a percent, and domestic cigarette shipping volumes actually declined by more than 4%.

A 17% decline in 2018 has juiced Altria’s dividend to nearly 5%, however – but so has a dividend hike announced on March 1. That was actually outside the company’s routine, which is to announce any increases in late August.

Altria actually hiked the dividend once this year, from 66 cents to 70 cents per share, but it did so away from its normal dividend-hike schedule. So Altria is actually a stock to watch here in late August – namely, to see whether the company resumes its routine with a summertime dividend improvement, or simply delivered early.

Dividend Stocks That Will Double Your Money: Main Street Capital (MAIN)

Dividend Yield: 5.9%

I have a love-hate relationship with Main Street Capital (NYSE:MAIN): I love this business development company’s ability to execute, but I hate how expensive the stock typically is! Few BDCs are run as well as Main Street Capital, but you really have to pick your spots.

As a reminder: BDCs help finance small- and midsize businesses. In Main Street’s case, they provide capital for lower and middle-market companies. Their target company has revenues between $10 million and $150 million, and EBITDA between $3 million and $20 million, and Main Street typically will invest anywhere between $5 million and $75 million.

Main Street is one of a few good actors in the space, and its long-term performance reflects that. In fact, MAIN has nearly quadrupled the broader VanEck Vectors BDC Income ETF (BIZD) in total returns over the past five years.

Main Street Capital (MAIN) Is Among the Best in This Brutal Biz

Dividend Stocks That Will Double Your Money: Main Street Capital (MAIN)

While many BDCs have stagnant dividends, Main Street Capital’s payout keeps ticking higher, even if it’s just by a little bit year after year. The company should announce its next set of monthly payouts at the very beginning of August or the end of July – and there should be a slightly higher number attached to them.

Dividend Stocks That Will Double Your Money: Buckeye Partners LP (BPL)

Distribution Yield: 14.7%

Buckeye Partners LP (NYSE:BPL) might have the highest yield of any company on this list, but it’s not a product of a hyper-aggressive dividend-growth problem. BPL is earning its yield the wrong way: hemorrhaging shares. The stock is off nearly 60% since mid-2014, in fact, not rebounding with much of the rest of the energy space.

Dividend Stocks That Will Double Your Money: Buckeye Partners LP (BPL)

Buckeye Partners is mostly split into two parts – about half of its profits comes from domestic pipelines and terminals, while most of the rest comes from global marine terminals. Despite this diversified business, BPL keeps running into hurdles, such as losing a large storage customer in 2017.

The company has gone so far as to abandon its practice of increasing dividends every quarter, thanks to extremely tight dividend coverage. That having been said, the company still has a 22-year streak of annual dividend increases it probably wants to extend, so it’s entirely possible that Buckeye Partners will offer up a token hike in the first week of August – roughly a year since its last dividend increase.

Lock In 100%+ Dividend Growth Returns

If you want a healthy retirement portfolio, it’s absolutely vital that you stuff it with dividend growth stocks. High-yield stocks with stagnant payouts will actually lose value over time, and your regular income checks won’t stretch as far as they used to thanks to inflation drag. But dividend growth stocks will not only keep you ahead of inflation – they’ll help grow your nest egg, too!

Because, like I showed you with A.O. Smith, the very best dividend stocks will rise in line with their increasing payments.

Most people never realize this. But those of us who DO stand to profit handsomely and almost automatically!

It’s a simple three-step process:

Step 1. You invest a set amount of money into one of these “hidden yield” stocks and immediately start getting regular returns on the order of 3%, 4%, or maybe more.

That alone is better than you can get from just about any other conservative investment right now.

Step 2. Over time, your dividend payments go up so you’re eventually earning 8%, 9%, or 10% a year on your original investment.

That should not only keep pace with inflation or rising interest rates, it should stay ahead of them.

Step 3. As your income is rising, other investors are also bidding up the price of your shares to keep pace with the increasing yields.

This combination of rising dividends and capital appreciation is what gives you the potential to earn 12% or more on average with almost no effort or active investing at all.

I’ve scoured thousands of stocks out there right now, looking for the very best companies that have both rising dividends and strong buyback programs in place … the kind of stocks that could easily spin off annual total returns of 12%, 17%, even 25% or more … doubling your money in very short order.

Right now, at this very moment, there are 7 in particular that I think you should consider buying.

They stand to do well no matter what the broad market does … regardless of what happens in Washington … and irrespective of interest rate trends.

Click here for a quick rundown on my 7 favorite “Hidden Yield” stocks – including the company names, their stock tickers and my recommended buy-up-to prices.

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SunnyJuly 13, 2018
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4min20

A mid-cap private bank share which may double your money. (Image: PTI)

Indian stock markets are hovering near record highs with the benchmark Sensex index nearing 37,000-mark while NSE Nifty was just 100 points away from breaching its previous all-time high. The domestic markets have been broadly rising since last two weeks, during which BSE Sensex has appreciated by more than 4% following the steep uptick in the shares of heavyweight companies such as TCS and Reliance Industries. Even today, the S&P BSE Sensex surged 191.66 points to hit a fresh all-time high of 36,740.07 whereas NSE Nifty made a day’s

However, on a broader stretch, most of the mid-caps and small-caps have seen considerable value erosion in the recent past as the benchmark indices Nifty Next 50 has lost over 8% to 26,367.2 from a level of 30,964.65 as on 29 December 2017. Other broader market indices such as Nifty Midcap 50 has slid 12% and Nifty 500 has declined by nearly 3% in the last six months. A mid-cap private bank share which may double your money. Interestingly, this share is available for below Rs 50.

Mid-cap bank share that may double your money in the stock market

Shares of Srinagar-based The Jammu & Kashmir Bank Ltd have dropped about 15% in the last one month to Rs 49.65 from a share price level of Rs 59 as on 13 June 2018. The domestic research and brokerage firm Motilal Oswal Securities has given a ‘buy’ with a target price of Rs 100 which implies a potential upside of 100% from the current market price.

Check the stock market details: The Jammu & Kashmir Bank Ltd

Shares of Jammu & Kashmir Bank are categorised in the ‘A’ group on BSE and is a part of S&P BSE 500 index. Jammu & Kashmir Bank has a stock market value of Rs 2,770 crore on BSE on the basis of the share price of Rs 49.75.

Disclaimer: Views and recommendations given in this section are the brokerage firms’ own and do not represent those of www.financialexpress.com. Please consult your financial adviser before taking any position in the stock/s mentioned.

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SunnyJuly 11, 2018
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13min30

A bull outlined against a field
A bull outlined against a field
<p class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="The last time I covered JD Wetherspoon (LSE: JDW) I concluded that the City’s outlook for the group was too pessimistic. With earnings growth of just 1.8% for 2018 projected at the time, analysts didn’t seem to be expecting much from the group, which has come to dominate the UK high street. ” data-reactid=”22″>The last time I covered JD Wetherspoon (LSE: JDW) I concluded that the City’s outlook for the group was too pessimistic. With earnings growth of just 1.8% for 2018 projected at the time, analysts didn’t seem to be expecting much from the group, which has come to dominate the UK high street. 

However, as the year has progressed, analysts have become more positive on the outlook for the company — no doubt helped by its better than expected trading performance. 

Sales growth 

Helped by England’s performance in the World Cup, and the fantastic summer weather we’ve been having, today Spoon’s reported a 5.2% rise in same-store sales for the 10 weeks to July 8. 

As analysts plug these figures into their valuation models, it looks as if the company could see substantial growth upgrades in the weeks and months ahead. Prior to today, the City had already upgraded its full-year EPS growth target to 6.9% for 2018. 

No matter what you think of its Brexit-loving boss Tim Martin, he is managing to successfully steer the group through a tough trading environment. Rising costs are eating away at the pub industry’s margins and at the same time, economists are becoming increasingly concerned about the health of the UK consumer’s wallet.

And while the industry has benefited from hot weather over the summer, and the World Cup over the past few months, we still don’t know what’s going to happen throughout the rest of the year.

Cautious outlook 

<p class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="For its part, the company has adopted a cautious stance. As well as toasting its summer sales growth, Tim Martin also warned today that the group will be facing “considerable cost increases next year, in areas including business rates, the sugar tax, utility taxes and wages.“” data-reactid=”30″>For its part, the company has adopted a cautious stance. As well as toasting its summer sales growth, Tim Martin also warned today that the group will be facing “considerable cost increases next year, in areas including business rates, the sugar tax, utility taxes and wages.

For investors, this warning will come as no surprise. Martin has a reputation for underpromising and overdelivering. He issued a similar warning in 2015, 2016, 2017 and at the beginning of this year. On every single occasion, the business has been able to mitigate rising costs by streamlining or through improved sales figures. 

For example, to help offset cost pressures, the group is buying freeholds and renovating existing sites to attract new customers. It has also introduced new menu offerings such as pizza and a mobile app so customers can order drinks (as well as food) without having to go to the bar. 

Fail to prepare, prepare to fail

I believe Martin’s continual cautious outlook has helped Spoon’s stay ahead of the competition, and as long as the business tries to improve continually, growth should follow. 

Indeed, growing EPS have helped push the shares higher by 100% over the past two years.

The group has enjoyed steadily rising earnings over the past five years, with EPS up from 46.2p in 2013 to 70.8p last year. Analysts expect EPS of 75.2p by 2019. 

Even though I’m positive on the outlook for the shares, the one thing that concerns me is the P/E multiple of 16.5. This is higher than I’d like personally, but I’d be willing to make an exception here because of the firm’s widely recognisable brand, innovative nature and history of growth. In fact, I believe there’s a strong chance the shares could go on to double again over the next few years.

<p class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="More reading” data-reactid=”38″>More reading

<p class="canvas-atom canvas-text Mb(1.0em) Mb(0)–sm Mt(0.8em)–sm" type="text" content="Rupert Hargreaves owns no share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.” data-reactid=”46″>Rupert Hargreaves owns no share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

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SunnyJuly 9, 2018
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4min40

A coalition of organizations is working to launch a large-scale Double Up Food Bucks program soon in Houston. (Pxhere)

July 9, 2018

LUBBOCK, Texas — One-in-four Texas children is food insecure, meaning he or she frequently doesn’t know where the next meal will come from. But a program launched in Detroit to help more struggling families access healthy food is starting to take root in Texas.

Double Up Food Bucks” lets recipients of SNAP – formerly known as food stamps – double their benefits, up to $20 per visit, if they buy locally grown fruits and vegetables at participating farmers markets. Andy Black, regional director at Baylor University’s Texas Hunger Initiative in Lubbock, called the program a “triple win.”

“It stretches the dollars of low-income SNAP recipients. But it also, you know, grows the customer base, it provides an economic boost for local farmers, especially at farmers markets,” Black said. “And overall it’s a boost to the entire community.”

Since many SNAP recipients live in areas known as food deserts, where fresh produce isn’t readily available, Black noted the Double Up program – if expanded to more markets across the state – could help more Texans eat nutritious meals.

Critics of SNAP claim the program encourages unemployment, and the U.S. House recently passed a farm bill that would expand work requirements in order to receive benefits. The requirement was dropped in the U.S. Senate’s version of the bill.

Black said he believes there are many misconceptions about SNAP recipients, noting that many farmers selling their produce at markets are either currently receiving the benefits or have received them in the not-so-distant past.

“But the reality is the vast majority of SNAP recipients are children, they’re the elderly, seniors, they’re people with disabilities,” he said. “They’re people with jobs, sometimes multiple jobs, jobs that don’t pay enough to sustain a stable lifestyle.”

Currently, the only farmers markets officially participating in Double Up are near Amarillo, Lubbock and Waco. The Fair Food Network, the national organization behind the program, also has provided support for efforts in Austin, San Antonio and Houston, where a coalition of organizations hopes to launch a large-scale program soon.

Eric Galatas, Public News Service – TX

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SunnyJuly 6, 2018
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2min90

SPRINGFIELD, Mo – The C-St. City Market stays busy each week. For those on the Supplemental Nutrition Assistance Program (SNAP), they can buy double the produce for half the price.

“We are probably in the highest zone for EBT benefits,” Amy Truitt, Market Manager, said.

Through the Double Up Food Bucks program, those in the community can use their EBT card to buy fresh fruits and veggies at the market. Truitt says every dollar spent is doubled.

Truitt says this program is funded through a grant from the Fair Food Network. The funding will last through next year.

“It has really been amazing to see people come and find out they can get twice as much for their money,” Truitt said. “And take things home that normally, they might not have been able to get.”

For farmers like Therrin Dickinson, she is glad this program is in place.

“They are eating stuff that is picked the day of, if not the night before,” Dickinson said.

Dickinson sells all-natural produce, grown on her farm in Seymour. She says fresh vegetables are important regardless of your economic status.

“I want everybody to afford to eat local and fresh produce,” Dickinson said.

The market is open every Thursday and Saturday at 321 Commerical St.

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SunnyJuly 6, 2018
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3min50

Close to 39 account holders of State Bank of India across Gujarat’s Mehsana, Patan and Ahmedabad districts were in for a surprise when they cancelled their online orders on Flipkart. The bank deposited double the cancelled amount in their accounts, according to a DNA report.

The money was once credited on the day of the cancellation and credited again a few days later.

Some of the customers realised they received double credits for their cancellation. The purchase and transaction took place last year when the bank lost more than Rs 7 crore from 1,090 transactions in 39 accounts.

Apparently, most of the customers were students, who advised their friends and family to follow the same procedure.

related news

In online transaction cancellations earlier, buyers got their refund from merchants manually after receipt of funds and advice from payment masters like MasterCard, Visa or Rupay. Visa later came up with a new online refund project, where money was credited directly to the customers.

The plan was floated on a pilot basis, in five bank identification numbers (BIN). A BIN is a four-digit number that uniquely identifies the institution issuing the card. The manual refund process was discontinued and the new project was extended.

This issue arose due to the overlap of the old and the new system—the customers got their refunds from the merchants as well as the banks. SBI treated the case as a fraud and the investigation is underway.

According to a report issued by SBI, during December quarter, fraud cases in the bank have hiked by 40 percent and the amounts involved in these cases surged by 324 percent.

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SunnyJuly 5, 2018
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1min30

बचत करना अच्छी आदत है, लेकिन अपनी बचत को अगर किसी अच्छी जगह  निवेश किया जाता है तो उस पर मिलने वाला रिर्टन भी बेहतर होता है। ऐसे में अगर हर महीने एसआईपी में महज 5 हजार रुपए का निवेश करते है और उस पर आपको 12 फीसदी की दर से ब्याज मिलता है तो यह पैसा पांच साल में डबल हो जाएगा। वहीं इस निवेश को अगर आप 35 साल तक लगातार जारी रखते हैं तो आपकी कुल जमा रकम तीन करोड़ रुपए तक पहुंच सकती है। ऐसा कंपाउंडिंग की पावर की वजह से होगा। 

कंपाउंडिंग का मतलब है कि आपके निवेश पर मिलने वाला रिटर्न आपके ओरिजनल निवेश में साल दर साल जुड़ता जाता है और आपका रिटर्न साल दर साल बढ़ता जाता है। इसकी वजह से आपका पैसा तेजी से बढ़ता है। कंपाउंडिंग की पावर की वजह से आप 5,000 रुपए मंथली सिस्‍टमैटिक इन्‍वेस्‍टमेंट प्‍लान में निवेश कर 3 करोड़ रुपए का फंड बना सकते हैं । 

विशेषज्ञों का कहना है कि कंपाउंडिंग आपको ओरिजनल निवेश पर मिलने वाले इंटरेस्‍ट से पैसा बनाने में मदद करती है। कंपाउंडिंग की ताकत काम करे इसके लिए दो चीजें जरूरी है। एक तो आपका निवेश लंबे समय के लिए हो दूसरा आपका निवेश बना रहना चाहिए। कंपाउंडिंग का फायदा उठाने के लिए जरूरी है कि आप निवेश की शुरूआत जल्‍द करें। आप जितनी जल्‍दी निवेश शुरू करेंगे तो आपको कंपाउंडिंग का फायदा उतना ज्‍यादा मिेलेगा। कंपाउंडिंग की पावर की मदद से आप नियमित तौर पर बहुत कम राशि निवेश करके भी बड़ा फंड बना सकते हैं। 

उदाहरण के लिए एक 25 साल की उम्र के व्‍यक्ति के लिए 60 साल की उम्र तक 1 करोड़ रुपए का रिटायरमेट फंड बनाने के लिए हर माह 1560 रुपए निवेश करना होगा। वहीं एक 35 साल के आदमी को 60 साल की उम्र तक 1 करोड़ का फंड बनाने के लिए हर माह 8000 रुपए निवेश करना होगा। वहीं अगर कोई 45 साल का व्‍यक्ति दूर से रिटायरमेंट प्‍लानिंग शुरू करता है तो उसको 60 साल की उम्र तक 1 करोड़ रुपए का फंड बनाने के लिए हर माह 30,000 रुपए निवेश करना होगा। 

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